Ever heard of that?? I haven't until recently when my friend went on a lone trip to the Alaskan wilderness.
He's the adventurous type, needs no help from anyone.
He went on a 200 mile excursion in unfamiliar territory. He was in a kayak and about 5 miles in lost his only paddle. With the water racing, he was submerged in freezing water twice.
When he got to shore, soaking wet and hypothermia setting in, he was able to drag his kayak about a mile to a camp he had previously set up.
He called his wife by satellite phone just before he was drifting in and out of consciousness. She in turn contacted this Sportsman's Travel Insurance people he had acquired before he left on this trip. They had evacuation helicopters come in and he was rushed to the hospital where he stayed for several weeks.
This Sportsman's Insurance also sent someone back to get his gear that was left behind.
For the $104.00 he spent on insurance, the cost of his rescue of over $10,000.00 was covered completely.
Now, looking back, I wish we hadn't made fun of him for buying it. He knew more than we.
Saturday, March 31, 2007
Friday, March 30, 2007
Travel Insurance by Plane
Flight insurance, sometimes known as flight life insurance, these days is a must.
First off, flight travel insurance is accidental death and dismemberment insurance for injuries resulting from an accident or crash of your airplane flight. Makes you not want to go at all!!
Since commercial travel is quite safe now, the payment for flight insurance is relatively inexpensive.
Make sure you check your credit card company. Mine provides limited flight or travel insurance benefits (emergency evacuation and baggage delay) when my travel is charged with that credit card.
First off, flight travel insurance is accidental death and dismemberment insurance for injuries resulting from an accident or crash of your airplane flight. Makes you not want to go at all!!
Since commercial travel is quite safe now, the payment for flight insurance is relatively inexpensive.
Make sure you check your credit card company. Mine provides limited flight or travel insurance benefits (emergency evacuation and baggage delay) when my travel is charged with that credit card.
Thursday, March 29, 2007
Time to think of vacation
The time of year has come when you start thinking about getting away from it all. That means vacation. But it also means buying travel insurance.
When you think of medical emergencies and weather, things can occur when you least expect it forcing you to cancel or interrupt your trip.
Travel accident insurance and travel medical and health insurance are things you need to include in your "to do" list before striking out on the road.
This way your "investment" of a vacation is protected where ever you go.
Your regular medical insurance may not cover you outside of the country. I found that out the hard way in Mexico one year. My regular coverage did not include medical transportation.
It is very important to have that and medical and dental coverage for any emergencies that may ruin your trip.
When you think of medical emergencies and weather, things can occur when you least expect it forcing you to cancel or interrupt your trip.
Travel accident insurance and travel medical and health insurance are things you need to include in your "to do" list before striking out on the road.
This way your "investment" of a vacation is protected where ever you go.
Your regular medical insurance may not cover you outside of the country. I found that out the hard way in Mexico one year. My regular coverage did not include medical transportation.
It is very important to have that and medical and dental coverage for any emergencies that may ruin your trip.
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