Most people don't want to think of any kind of travel insurance for their trip. They don't want to think of the possibility of having something tragic happening on their vacation. So here is what you need to know about cruise travel insurance.
Many people question whether or not they need cruise insurance. Thinking the travel agent and cruise line offer that in the original package. So many cruise ships are registered out of Panama, and U.S. based health insurance policies do not cover you outside the U.S. And treatments by doctors and nurses on board cruise ships are not included in your cruise fare.
Your cruise travel policy becomes effective at 12:01 the day AFTER you purchase it.
Be prepared to solve the problem on your own and be reimbursed by the insurance company later. If you keep all receipts it should take at least 14 days before the insurer determines your final compensation.
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