Since 9/11, the travel insurance industry has grown rapidly. Americans now spend more than 1 billion dollars annually on travel insurance products with about 30% of travelers purchasing one type of coverage or another.
Prices vary considerably for these policies, ranging from under $100. to several hundred dollars depending on what they cover, how long you'll be away, and whether or not you have any preexisting conditions. Even more than usual, reading the fine print is essential.
If you decide you want to buy coverage, do so only through a third-party insurance company. There is a risk to buying it from a tour operator or cruise line. That advice also applies to some travel agency coverage as well. Make sure you buy your travel insurance from a company licensed in the state in which you live.
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